UNDERSTANDING VISION INSURANCE BASICS
Most of us are familiar with the main types of employer vision coverage: a vision care benefits package and a discount vision plan. However, you may be uncertain about how vision insurance works. Here’s a quick breakdown:
• Benefits Package - You’ll likely pay an annual or monthly fee and co-payment at time of service.
• Discount Plan - Provides coverage at a discount after payment of an annual premium or membership fee.
• Both - Generally cover eyeglasses, contact lenses and exams. May require that a deductible is paid before the benefits take effect.